Wealth Planning By Design

WEALTH PLANNING BY DESIGN

Thank you for joining us at The Cliffs - it was a pleasure getting to know you. We’re already looking ahead to our next gathering and would love to stay connected and continue the conversations of wealth planning with purpose and intention.

Where Health & Wealth Management Intersect

Wealth management is often seen through the lens of numbers: savings accounts, investment portfolios and monthly statements that measure success over time in cold, hard data. But true wealth extends far beyond what shows up on a balance sheet – it’s about building a life that reflects your priorities, supports your well-being and allows you to achieve your goals.

Health and wealth are deeply intertwined, each shaping the other in ways that go far beyond medical bills or insurance premiums.

Health can shape financial decisions.

Unexpected illnesses can alter your career path or increase healthcare costs – and ongoing financial stress can increase the risk of depression, anxiety and other mental health issues, creating a challenging cycle to break.¹

Financial strength can support your health.

Stable finances can create room for preventive care, a balanced lifestyle and meaningful experiences that contribute to longevity and well-being. In fact, just an additional $5,000 per year can give an individual a measurably longer and healthier life.²

¹Science Direct. 2025. “Financial factors and depression and anxiety: A symptom-specific approach in the general population.” https://www.sciencedirect.com/science/article/pii/S2666560325001203

²Columbia University Irving Medical Center. 2024. “The Link Between Health and Financial Well-Being.” https://www.cuimc.columbia.edu/news/link-between-health-and-financial-well- being

What It Means To Pursue Lifelong Health and Wealth Planning

When it comes to healthcare planning, the decisions you make early on will echo later. That’s why wellness planning at each stage takes on a unique meaning and new purpose for your future the way you manage your health influences your ability to be independent and leave a lasting legacy. By focusing on intentional physical activity, you can help prevent the need for assistance on daily tasks. And by keeping your estate plan up to date, you can help set your children and grandchildren up for their own success. This can build a strategy that adapts and grows with you.